Time to Renew FORTIFIED Redesignations?

FORTIFIED Certificates expire after 5 years.  

In order for homeowners to keep their FORTIFIED Home designation (whether Gold, Silver or Roof), they need to schedule a renewal inspection with a FORTIFIED Evaluator every five years. Having this certificate can have significant savings on your homeowners insurance.  A couple of things to note…

1. IBHS, the entity responsible for FORTIFIED, grants a one-year grace period after expiration before a late fine is applied to the renewal fee.
2. Homeowners are NOT obligated to use the same FORTIFIED Evaluator that issued their home’s original certificate. They are free to choose any certified and licensed Evaluator.

If your home has a FORTIFIED designation it is important to note that some projects can jeopardize your certificate such as…

1. Adding a doggie door
2. Extending the roofline
3. Adding skylights
4. Changing exterior doors/windows
5. Patching the roof

If you have questions about a FORTIFIED renewal or how this can impact your insurance, let’s connect you with our local preferred inspector.

Pierce & Susan Kaylor | Coldwell Banker Coastal Realty

251.269.5250 kaylorteam@gmail.com